body { margin:0px auto; padding: 0px; color: #000000; }

a:link { font-family: Arial, Tahoma, verdana; color:#014a81; text-decoration:underline; }
a:active { font-family: Arial, Tahoma, verdana; color:#014a81; text-decoration:underline; }
a:visited { font-family:Arial, Tahoma, verdana;	color:#014a81; text-decoration:underline; }
a:hover { font-family:Arial, Tahoma, verdana; color:#000000; text-decoration:none; }

a.menu:link {    float:left; display: block; padding: 11px 18px; font-family:Arial; font-size:13px; font-weight:bold; color:#000000; text-decoration:none; text-transform: uppercase; }
a.menu:active {  float:left; display: block; padding: 11px 18px; font-family:Arial; font-size:13px; font-weight:bold; color:#000000; text-decoration:none; text-transform: uppercase; }
a.menu:visited { float:left; display: block; padding: 11px 18px; font-family:Arial; font-size:13px; font-weight:bold; color:#000000; text-decoration:none; text-transform: uppercase; }
a.menu:hover {   float:left; display: block; padding: 11px 18px; font-family:Arial; font-size:13px; font-weight:bold; color:#0074cb; text-decoration:none; text-transform: uppercase; }

.menu_divider { float:left; }

a.btm:link { color:#464646; text-decoration:none; }
a.btm:active { color:#464646; text-decoration:none; }
a.btm:visited {	color:#464646; text-decoration:none;}
a.btm:hover { color:#0074cb; text-decoration:underline; }

a.gray:link { color:#464646; text-decoration: none; }
a.gray:active { color:#464646; text-decoration: none; }
a.gray:visited { color:#464646; text-decoration: none; }
a.gray:hover { color:#0074cb; text-decoration: underline; }

#outer_page { width: 100%; min-height: 1000px; background-image: url(images/bg.jpg); background-repeat: repeat-x; 
	background-color: #ffffff; margin:0px auto; }
#outer_page_inner { width: 100%; min-height: 1000px; background-image: url(images/bg_inner.jpg); background-repeat: repeat-x; 
	background-color: #ffffff; margin:0px auto; }
#outer_box { margin: 0 auto; width: 941px;  height: auto; }
#banner { width: 100%; height: 480px; background-image: url(images/banner_bg.png); background-repeat:no-repeat; }
#banner_inner { width: 100%; height: 387px; background-image: url(images/banner_bg.png); background-repeat:no-repeat; }

#logo { float: left; padding-top: 30px; margin-left: 40px; }
#logo_rt { float:right; margin: 10px 40px 0px 0px; }
#topnav1 { float:right; margin-top: 40px; margin-right: 60px; font-family: arial; font-size: 11px; color: #0074cb; }
a.topnav1 { font-family: arial; font-size: 11px; color: #0074cb; text-decoration: none; }
a.topnav1:hover { color: #000000; text-decoration: underline; }
#topnav2 { clear:both; background-image: url(images/topnav2_bg.gif); background-repeat:no-repeat; width: 849px; height: 40px; margin:0 auto; z-index: 1; }
#banner_pics { width: 849px; margin:0 auto; position: relative;v}

#content_outer { width: 941px; margin: 0 auto; background-image: url(images/content_bg.jpg); background-repeat: repeat-y; }
#content { width: 847px; border-left: solid 1px #ffffff; border-right: solid 1px #ffffff; margin: 0 auto; }
#col1 { float:left; width: 540px; min-height: 282px; border-right: solid 7px #ffffff; background-image: url(images/content_left.gif); background-repeat: no-repeat; }
#col1_inner { float:left; width: 100%; min-height: 282px; background-image: url(images/content_left.gif); background-repeat: repeat-x; }
#col2 { float:left; width: 300px; min-height: 282px; background-image: url(images/content_right.png); background-repeat: no-repeat; }
#content_bottom { width: 100%; height: 3px; padding: 20px 0px 0px 0px; background-image: url(images/content_bottom.png); background-repeat: no-repeat; }

.content_inner { margin: 20px 30px 10px 30px; font-family: Arial, Verdana, Tahoma; font-size:14px; color:#4a4a4a; }
.td { font-family: Arial, Verdana, Tahoma; color:#4a4a4a; }


#footer { width: 100%; height: 80px; background-image: url(images/footer_bg.png); background-repeat:no-repeat; }
#footer_text { color:#464646; font-family:Tahoma, Verdana, Arial; font-size:11px;	padding-left: 78px; line-height: 20px; }


p { margin: 1em 0; }
h2 { margin: 1em 0; }
.head { text-transform: uppercase; font-size: 16px; font-family: Tahoma, Verdana, Arial; margin-top: 30px; }
.title { text-transform: uppercase; font-size: 18px; font-family: Tahoma, Verdana, Arial; color: #3e86bb; font-weight:normal;}
h3.title { text-transform: uppercase; font-size: 18px; font-family: Tahoma, Verdana, Arial; color: #3e86bb; font-weight:normal; margin: 10px 0px 0px 0px; padding:0px; }
.red { color:red; }


div.hr { background-color: #dadddf; width: 90%; height: 1px; line-height: 1px; margin:10px 0px; }

.clearb { clear:both; height: 10px; }

input { font-family:Arial, Verdana, Tahoma;  font-size:11px; 
	color:#000000; border:1px solid silver; }
textarea { font-family:Arial, Verdana, Tahoma;  font-size:11px; color:#000000;
	border:1px solid silver; background:#FFFFFF; }
select { font-family:Arial, Verdana, Tahoma;  font-size:11px; color:#000000;
	border:1px solid silver; background:#FFFFFF; }
input.submit_btn { font-family:Arial, Verdana, Tahoma;  font-size:11px; 
	color:#000000; border:1px solid silver; }

#loginarea { position: absolute; top: 2px; right: 10px; text-align:center; font-family: Tahoma, Verdana, Arial; font-size: 12px; color: black; width:115px; }
.loginhead { color: #000000; font-family: Tahoma, Verdana, Arial; font-size: 18px; font-weight:bold; margin: 2px auto 10px auto; }
input.loginform { width: 120px; font-size: 12px; }
input.loginsubmit { font-family:Arial, Verdana, Tahoma;  font-size:12px; 
	color:#000000; border:1px solid black; background-color: silver; }
label.loginform { font-family: Tahoma, Verdana, Arial; font-size: 12px; color: black; display:block; padding-bottom: 1px; }
form#loginform { margin:0px; padding:0px; }
div.entry { margin-bottom: 3px; }
div.forgot { padding-top: 2px; }

a:link.loginsubmit, a:active.loginsubmit, a:visited.loginsubmit, a:hover.loginsubmit { display: block; font-family:Arial, Verdana, Tahoma;  font-size:12px; 
	color:#000000; border:1px solid black; background-color: silver; padding: 3px 4px; text-decoration:none; font-weight:bold; text-align:center; width: 70px; margin:0 auto; }


ul, li { margin-bottom:5px; margin-top:5px; }
.right { position: absolute; bottom: 5px; right: 5px; }
.bold { font-weight: bold; }
.hr2 { width: 100%; height: 2px; line-height:2px; margin: 20px 0px; border-top:solid 1px #3e86bb; border-bottom: solid 1px #4a4a4a; }
.underline { text-decoration:underline; }
.floatleft { float: left; margin-right: 20px; }
.floatleft_content { float: left; margin-right: 20px; margin-bottom: 10px; }
.floatright { float: right; margin-left: 20px; margin-bottom: 20px; }
table.formtbl td.text {text-align: right;}

.popup_table { border-collapse: collapse; border: solid 1px black; }
.popup_table td { border-collapse: collapse; border: solid 1px black; }
.disclaim { font-size:  10px; }
.uldisclaim { margin-top: 0px; margin-bottom: 0px; padding-top: 0px; padding-bottom: 0px; font-size:  10px; }
.tbl_banner { font-size: 12px; text-align: center; background-color: #E9E6B3; color:#01528e; font-weight: bold; }
.tbl_header { font-size: 11px; text-align: center; color:#000000; font-weight: bold; }
.tbl_data { font-size: 11px; color:#000000; font-weight: normal; }
.tbl_banner td { font-size: 12px; text-align: center; background-color: #e4e4e4; color:#01528e; font-weight: bold; }
.tbl_header td { font-size: 11px; text-align: center; color:#000000; font-weight: bold; }
.tbl_data td { font-size: 11px; color:#000000; font-weight: normal; }


ol li { margin-bottom: 12px; }
ul.spaced { margin-top: 30px; margin-bottom: 0px; line-height: 26px; font-size: 16px; }


img.imgborder { border: solid 1px silver; }