Terms of Use
Please read the terms of use carefully. You are viewing a page of the pensioncon.com or pensionconsultantsinc.com web site ("Site"), belonging to Pension Consultants, Inc. - Minneapolis, Minnesota ("Company"). This Site and any services or information provided by the Company in connection with this Site are being provided to you expressly subject to these Terms of Use. By accessing this Site you agree to be bound by these Terms of Use. If you do not accept these Terms of Use you should discontinue use of the Site.

The Company may revise these Terms of Use at any time by updating this page (without any other notice). We recommend you visit this page periodically to review these Terms of Use for any changes. By continuing use of the Site you agree to be bound by the Terms of Use.

Copyrights & Restriction of Use
All of the screens and pages on the Site are owned and controlled by Pension Consultants, Inc., except as otherwise expressly stated and are protected by U.S. copyright laws. The copyrighted materials on the Site include, but are not limited to, the text, illustrations and the content of the Site. You are authorized to view the information available on the Site for your informational purposes only. You may download copyrighted materials for your personal or internal business purposes only. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, display, distribute, transfer, link to reproduce, license, frame, alter, create derivative works of or republish all or any portion of the Site for any commercial or public purpose without the expressed written consent of Pension Consultants, Inc. of Minneapolis, Minnesota board of directors.

This Site may contain links to Web sites controlled or offered by third parties not affiliated with the Company. The Company hereby disclaims liability for any other company's' Web site content, products, privacy policies or security. In the event you choose to use the services available at a linked site, you agree to read and adhere to the policies and terms of use applicable to that site. Any advice, opinions or recommendations provided by another linked site are those of that site and not of the Company.

Disclaimer
This Site and the contents of the Site are provided for informational purposes only. The information contained on the Site may not reflect the most current developments of any particular area. The Company and any other party affiliated with the Site expressly disclaim all liability to any person, business or organization with respect to any consequences of any activity or decisions based on any degree of reliance of the Site or the Site's contents, text, illustrations or links to other Web sites. Any information provided is for information purposes and the results for your circumstances may differ.

THE SITE AND IT'S CONTENTS ARE PROVIDED ON AN "AS IS", "WHERE IS", "WHERE AVAILABLE", AND "AS AVAILABLE" BASIS, WITH NO WARRANTY OF ANY KIND-WHETHER EXPRESS OR IMPLIED, BUT NOT LIMITED TO, WARRANTIES, EXPRESS OR IMPLIED, OF MERCHANTABLILTY, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE.

EXCEPT WHERE THE LAW REQUIRES A DIFFERENT STANDARD, YOU AGREEE THAT THE "COMPANY", IS NOT RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT OR INDIRECT ECONOMIC OR OTHER DAMAGES, LOSS, PROPERTY DAMAGE OR BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE INFORMATION OR USE OF SERVICES OR USE OF THE "SITE."

Privacy
You should review the privacy policy of the Site.